Have you been in a situation that left you bothered about how to pay someone on Venmo without an account? Perhaps the person does not have a Venmo account or bank account but you need to pay them hence you are scouting for a solution.
Read this article carefully with rapt attention as I unravel how to pay someone on Venmo without an account.
Venmo is a mobile payment platform that is similar in function to Cash App and PayPal. It is used by millions Of people all over the world. With Venmo, you can pay others as well as yourself. All you need to do is to create an account and find it.
The big question comes however when there is a need to pay someone on Venmo without an account. Especially when either you or the person does not have a Venmo account or one of you does not have a bank account. So take a chill as I show you how to pay someone on Venmo without an account.
Where To Open A Venmo Account
Opening a Venmo account is the first step in the discussion of how to pay someone on Venmo without an account. This is because, without the account, you would be able to proceed with other processes.
We earlier noted that Venmo is an online payment platform and as such, the only place to open a Venmo account is online. However, it can be done in two ways.
The first way is by filling out an application form on the Venmo website at www.venmo.com. while the second place is by downloading the Venmo app from either your Play Store for Android devices or the App Store for Apple Devices.
Read below to see the requirements for opening a Venmo account.
What Are The Requirements For Opening A Venmo Account?
The following are the requirements for opening a Venmo account.
- You must be a citizen or resident of the United States.
- You must have a registered US phone number.
- Must be 18 years of age or above.
- Must have an SSN.
- Email Address
- A bank account.
How To Open A Venmo Account
Before you think of how to pay someone on Venmo without an account, you should first think of how to create a Venmo account and what it is used for. The Venmo account can be used for payment of bills, sending money from person to person as well as withdrawing money among other functions. Here is how to open a Venmo account.
Step 1: Download the Venmo mobile app on your Android or iOS devices as explained in the preceding paragraph or visit the website.
Step 2: Click on Sign Up
Step 3: create a password. Your password must not be less than 8 characters and not more than 20 characters. And it must contain a symbol such as $@#*”•√π&:’etc.
Step 4: Verify your phone number and email address through a text message or mail that will be sent to you.
Step 5: add and verify your bank account.
With these simple steps, you have successfully created a Venmo account. I know you would want to ask how to add your bank account. Quickly read the next paragraph for that info.
How To Add A Bank Account To Venmo
You can not only add a bank account but also debit and credit cards. Do not forget that these processes are important as we gradually move towards how to send money to someone on Venmo without an account. Follow the procedure below to add a bank account or cards to Venmo. Note that you cannot add an external mobile wallet such as Cash App or PayPal to Venmo. So let’s go.
To add a bank account to Venmo, log in to your Venmo app, and click on the profile icon to take you to the YOU tab. Select settings at the top right corner of the screen. Click on Payment Method and on “Add Bank or Card”. Choose either bank or card as the case may be. Follow the prompt to add other details and verify the transaction by choosing a verification method.
How To Send Someone Money On Venmo Without An Account
So now let’s discuss the main reason for the post, which is how to send money to someone on Venmo without an account. We will look at two ways you can send money to someone who doesn’t have a Venmo account.
And if your receiver insists on getting their funds through Venmo and you do not have an account, I will also show you the way out.
Through Phone Number
This method of how to send money to someone on Venmo without an account is not popularly used. In this, you can send the money to the person using their phone number.
The money sent however will remain pending while the person gets an SMS notifying them of the payment. The money can only be claimed if the person opens a Venmo account later on and accepts the payment. This sounds interesting and tricky, right? Let’s see the next method.
Through A Bank Account
Another way to send money to someone on Venmo without an account is by sending it to their bank account. Almost everyone currently has one or more bank accounts. So you can transfer the money from Venmo to their bank account.
Before this can be possible, you need to add the account number of the recipient to your Venmo account using the method explained above in this article. Here are the steps to follow.
- Log in to your Venmo app.
- Scroll to the “You” tab, and click on the person icon.
- Tap the “Add or Transfer” button.
- Enter the amount to transfer to the person’s bank account.
- Choose either “Instant” transfer or the “1-3 Business Days” option,
- Select your preferred bank account which you’ve added.
- Confirm transfer details, and click on the green “Transfer” button.
How To Pay Someone On Venmo Without An Account By Asking A Friend
If you want to make a payment and the receiver is insisting on Venmo, you can go with the asking a friend method.
In this method, you can give some amount of cash to pay its equivalent to the person on Venmo. In another way, you can transfer the amount of money to the bank account of your friend or family member and ask them to send the fund to the receiver through Venmo.
How Much Can I Send Someone On Venmo Without An Account?.
When you want to send money to someone on Venmo without an account, you must read in mind that there are sending limits. Let’s see the Venmo sending and receiving limits.
The maximum amount of money that you can send on Venmo if your account has not been verified is $299.99. However, after verifying the account, you are allowed to send up to $4,999.99 weekly.
Fees To Pay Someone On Venmo Without An Account?
Yes, when using the bank transfer method of how to send someone money on Venmo without an account, you would pay some fees.
These few however are dependent on the payment method used. Instant transfer attracts 1.75% of the money you want to transfer with a minimum of $0.25 and a maximum of $25 fees. Delivers within 30 minutes, while the Standard transfer takes 1 to 3 business days and it’s free of charge.
Is it safe To Pay Someone On Venmo Without An Account?
The answer to that is a Yes or No depending on who the person is. Sending the money to their bank account is safe but using the ask a friend method might not be safe. So before using that, make sure your friend is trusted. However, it is best to advise the receiver to get a Venmo account.
Can I Send Money To Someone On Venmo Without An Account Anonymously?
No, you cannot do that. Venmo payments also reflect the identity of the sender hence it is impossible to make an anonymous payment.
How To Pay Someone On Venmo Without An Account – Video Guide
Conclusion
The post has succeeded in showing you how to send someone money on Venmo without an account in 3 ways. The methods are quite simple and easy to use however not totally safe.
Therefore I will end the discussion by saying that the best transfer method on Venmo is either to a bank account or a Venmo account. Hence you or your recipient should take the steps stated in the article to get a Venmo account.